Our topic on this episode of the Ready for Retirement podcast is whether you should retire with a mortgage. Many people believe that carrying a “small” mortgage into retirement with them will be advantageous in terms of tax deductions, but the …
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On this episode of the Ready for Retirement podcast, James tackles the topic of how much money you will need to retire. Many people have an inflated view of their retirement needs, thinking that they will need to save dollar for dollar what they …
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In this episode, James discusses one of the biggest questions about retirement: when should you collect Social Security? There are many opinions about this topic which is why it’s important to understand Social Security and your personal …
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In this episode, James talks about key factors that might influence future tax policy. This is especially important for retirees and soon-to-be retirees because a change in your tax bracket could affect your income in retirement. We cannot see into …
[Read more...] about What Should You Expect Taxes to Be in Retirement?
People who have a pension often wonder whether they should convert it into an annuity or a lump sum rollover. This is a huge decision and most people don’t know the right questions to ask that will help guide them while making it as they approach …
[Read more...] about Lump Sum vs Annuity – Which Pension Option Should You Choose?
